Jacob Marley is alive and well. And what’s more, he’s the boss of you.

You’re a lowly clerk in young Jacob Marley’s powerful investment firm, which lends money to needs people throughout the city of London. Marley has decided to elevate one lucky clerk to the status of “friend,” meaning a partnership in Marley’s business, a handsome promotion, and Marley’s lifetime friendship. He’ll even get you out of Hell if you manage to outlive him. Such a deal!

To make the most points with the boss, you must lend his money to the most trustworthy clients, and stay away from the ones that will ruin you. If you’re lucky, you’ll even grow up to be as stingy and horrible as he is.

You need one Pawn to represent Jacob Marley, ten colored counters for each player, six more counters, money, and a way to keep score.